silver jewelry

Welcome!

At Gems N’ Loans, we offer a variety of jewelry, gold, and personal loans to suit your financial needs. Our company has been serving North County San Diego & Riverside County for over 23 years in this capacity. We offer customer service like no other shops around. Our employees take ownership in Gems N ‘Loans, that can be seen in their quality care of our customers. We are a pawnshop located in Oceanside California, and offer other locations in Vista, Escondido, Temecula and Dana Point.


pawn brokers asscociation

What Makes Us Different
Gems N' Loans is a classic case study for why one can't judge a book by its cover.
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pawn shops morth county San Diego

Where Are We
Google any our 6 locations and stop by for a visit, our establishments are employee owned and operated.
Get there!!

jewelers Oceanside

See Our Work
Our GIA certified jewelers specialize in fitting, fixing, and customizing your favorite piece of jewelry.
Watch and See!

An Oceanside Jeweler that offers custom alterations and design work on location.

We don’t request credit checks and are a “no hassles business.” When you need cash, we are here for you. All transactions are confidential, and once you are a customer, we will treat you like family. If you are in a bind, or just want to cash in your unwanted merchandise, we are here for you. Save thousands of dollars on new, estate, vintage, and GIA certified diamond jewelry at any of our Gems N’ Loans locations.


LEARN MORE ABOUT OUR MANY SERVICES
sell gold oceanside

Use Your Gold Like a Credit Card

We buy and sell gold, and offer our customers the opportunity to arrange for credit based on the value of their gold, or sell it for fair market prices.

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ebay store oceanside

Shop Our Online Store

Gems N' Loans has a variety of merchandise that can be purchased online from our Ebay store. We sell jewelry, Gold, Electronics, Computers, DSLR Cameras, and much more!

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Birthstone of the Month

Up to 50% discount on the stone of the month

Each month, Gems N 'Loans presents the stone of the month up to 50% off.

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Employment Opportunities

Employment Opportunities

Start an exciting career in the pawn industry. Join our team of talented people who do an interesting job.

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Our Locations

OCEANSIDE

3753 Mission Ave., Suite 111
Oceanside, CA 92058
Phone: 760.722.2762
State Lic. #3710-0996

Hours of Operation:
Open 7 Days a Week!
Mon-Fri 10:00 AM to 7:00 PM
Sat 10:00 AM to 6:00 PM
Sun 10:00 AM to 5:00 PM

VISTA

925 S Santa Fe Ave.
Vista, CA 92083
Phone: 760.732.3999
State Lic. #3700-0972

Hours of Operation:
Open 7 Days a Week!
Mon-Fri 10:00 AM to 7:00 PM
Sat 10:00 AM to 6:00 PM
Sun 10:00 AM to 5:00 PM

ESCONDIDO

340 West 2nd Ave.
Escondido, CA 92025
Phone: 760.747.7117
State Lic. #3706-0983

Hours of Operation:
Open 7 Days a Week!
Mon-Fri 10:00 AM to 7:00 PM
Sat 10:00 AM to 6:00 PM
Sun 10:00 AM to 5:00 PM

TEMECULA

28298 Old Town Front Street
Temecula, CA 92590
Phone: 951.694.9490
State Lic. #3300-1128

Hours of Operation:
Open 7 Days a Week!
Mon-Fri 10:00 AM to 7:00 PM
Sat 10:00 AM to 6:00 PM
Sun 10:00 AM to 5:00 PM

DANA POINT

34291 Doheny Park Rd.
Dana Point, CA 92624
Phone: 949.429.3055
State Lic. #3000-0966
www.gemsnloansdanapoint.com

Hours of Operation:
Mon-Sat 9:00 AM to 6:00 PM
Sun CLOSED


ONLINE OUTLET

520 North Coast Hwy, Suite 100
Oceanside, California 92054
Phone: 760.529.5473
State Lic. #3710-1070
www.oceansidecoindealer.com

Hours of Operation:
Tue-Sat 10:00 AM to 5:00 PM
Sun CLOSED
Mon CLOSED