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What an amazing place! This was my first time in a pawn shop, and, well what a great experience. The store looked nothing like a pawn shop, it had a very comfortable, inviting feeling to it. The staff was so freindly, and very funny, you can tell they love helping people and working there.. I left there with more money for my gold than anyone offered me from the previous 3 "gold buyers"..
read more Save thousands $$$ on certified jewelry at one of North County San Diego’s oldest and largest, where pawn shopping is fun at any of our three convenient locations. You'll pay up to 70% OFF RETAIL at BELOW WHOLESALE PRICES. Here's just a sample of the unbelievable savings you'll find on fine jewelry at Gems N' Loans:
You'll also find fabulous deals on computers, laptops, game systems, digital cameras, musical instruments and more.
If you need a cash loan - $5 to $5000 or more ' Gems N' Loans is the easiest place to go. No credit check or hassle. Instant cash in 5 minutes. And because we're the largest, we pay you top dollar for your merchandise. See our ABOUT US page to learn about our professional, expert staff who can help in all your shopping and loan needs. Whether you want to buy, sell or borrow, Gems N' Loans is here for you at any of our three North County locations. Once you've paid pawnshop prices, you'll never pay retail again! 
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