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#1 Gold buyer & Seller in Oceanside, Vista, Escondido, & Temecula

Gems N' Loans Pawn Shops - Where the Pros Go to Buy & Sell

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Bring Your Gold,

Leave with Cash

At Gems N' Loans, buying gold for cash is our specialty. Whether you have gold jewelry, coins, broken pieces, or bullion, we make it fast and easy to turn your gold into instant money. With over 30 years of experience and a reputation built on trust, we offer competitive prices and a hassle-free process. Bring your gold in today for a free evaluation!

From $500 to $5000 in 5 Minutes

Leave with Cash

Our Additional Pawn & Jewelry Services

We provide a range of specialized pawn and jewelry services to cater to all your buying, selling, and financial needs.

About Gems N' Loans

For decades, Gems N' Loans has been the go-to pawn shop serving Oceanside, Vista, Escondido, and Temecula. We're known for transparency, integrity, and consistently offering the highest payouts. Whether you're buying, selling, consigning, or in need of a loan, our knowledgeable staff provides personalized service to meet your unique needs.

More About Us

Hear From Thousands of Our Valued Customers

Hear directly from over 5.5k of our customers about why Gems N' Loans is their preferred pawn shop. Real stories from satisfied clients who received exceptional service and the best payouts.

Get Cash for Gold

Why Choose Gems N' Loans?

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Top Dollar Payouts

Consistently offering the highest cash payouts for gold and valuables.

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Expertise & Trust

Professional staff with decades of experience in jewelry appraisal and loan services.

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Convenience

Easily accessible locations across Oceanside, Vista, Escondido, and Temecula.

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Customer Satisfaction

Thousands of happy customers and outstanding reviews.

Frequently Asked Questions

Got questions? We have answers. Here are some of the most common queries from our customers:

  • What items can I sell at Gems N' Loans?

    We accept a wide variety of items including gold, jewelry, watches, electronics, tools, designer handbags, cameras, musical instruments, and more. If you're unsure whether we accept your item, give us a call or stop by any location

  • Do you accept broken or damaged gold jewelry?

    Yes, we accept gold jewelry in any condition, including broken or damaged pieces, offering top dollar payouts based on weight and purity.

  • Do you provide free evaluations?

    Absolutely! Bring your items in for a complimentary evaluations.

  • Are your collateral loans confidential?

    Yes, all transactions are private and secure.

  • How long does the evaluation process take?

    Most evaluations are quick and easy, typically completed within minutes while you wait.

See All FAQs

Our Partners & Associations

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Ready to Sell Your Gold for Cash?

Visit any of our convenient locations in Oceanside, Vista, Escondido, or Temecula today. Experience why Gems N' Loans is known as the #1 Gold Dealer & Seller—where you can always bring your gold and leave with cash!

Get Cash for Gold