
#1 Gold buyer & Seller in Oceanside, Vista, Escondido, & Temecula
Gems N' Loans Pawn Shops - Where the Pros Go to Buy & Sell
Bring Your Gold,
Leave with Cash
At Gems N' Loans, buying gold for cash is our specialty. Whether you have gold jewelry, coins, broken pieces, or bullion, we make it fast and easy to turn your gold into instant money. With over 30 years of experience and a reputation built on trust, we offer competitive prices and a hassle-free process. Bring your gold in today for a free evaluation!
From $500 to $5000 in 5 Minutes
Our Additional Pawn & Jewelry Services
We provide a range of specialized pawn and jewelry services to cater to all your buying, selling, and financial needs.
About Gems N' Loans
For decades, Gems N' Loans has been the go-to pawn shop serving Oceanside, Vista, Escondido, and Temecula. We're known for transparency, integrity, and consistently offering the highest payouts. Whether you're buying, selling, consigning, or in need of a loan, our knowledgeable staff provides personalized service to meet your unique needs.
Hear From Thousands of Our Valued Customers
Hear directly from over 5.5k of our customers about why Gems N' Loans is their preferred pawn shop. Real stories from satisfied clients who received exceptional service and the best payouts.
Why Choose Gems N' Loans?
Top Dollar Payouts
Consistently offering the highest cash payouts for gold and valuables.
Expertise & Trust
Professional staff with decades of experience in jewelry appraisal and loan services.
Convenience
Easily accessible locations across Oceanside, Vista, Escondido, and Temecula.
Customer Satisfaction
Thousands of happy customers and outstanding reviews.
Frequently Asked Questions
Got questions? We have answers. Here are some of the most common queries from our customers:
What items can I sell at Gems N' Loans?
We accept a wide variety of items including gold, jewelry, watches, electronics, tools, designer handbags, cameras, musical instruments, and more. If you're unsure whether we accept your item, give us a call or stop by any location
Do you accept broken or damaged gold jewelry?
Yes, we accept gold jewelry in any condition, including broken or damaged pieces, offering top dollar payouts based on weight and purity.
Do you provide free evaluations?
Absolutely! Bring your items in for a complimentary evaluations.
Are your collateral loans confidential?
Yes, all transactions are private and secure.
How long does the evaluation process take?
Most evaluations are quick and easy, typically completed within minutes while you wait.
Our Partners & Associations
Ready to Sell Your Gold for Cash?
Visit any of our convenient locations in Oceanside, Vista, Escondido, or Temecula today. Experience why Gems N' Loans is known as the #1 Gold Dealer & Seller—where you can always bring your gold and leave with cash!